More Expensive Credit, More Informed Decisions After a period of decline, Euribor rates are rising again. In August, the 12-month Euribor moved close to 3%, increasing the cost of mortgage financing. 01 Sep 2026 min de leitura For those considering buying a home, this does not necessarily mean postponing the decision. Above all, it means doing the numbers more carefully. The property price remains important, but it can no longer be considered in isolation. Monthly repayments, the type of interest rate chosen and the ability to absorb future rate fluctuations should all be part of the decision from the outset. The same applies to property investment. With financing becoming more expensive, buying at the right price and properly assessing the asset’s profitability and potential become even more important. The market remains active. But today, it requires more conscious decisions and more careful financial analysis. At LERKEN, we believe that buying well is not simply about finding the right property. It is about making sure the decision will still make sense tomorrow. Share article FacebookXPinterestWhatsAppCopiar link Link copiado